I Used to Work for the Health Plans.
Now I Work For You
30 years inside health plan operations taught me how the system really works. Now I find you the right plan and advocate for you when it matters.
For 30 years, I worked inside some of the country’s largest health insurance companies, including Anthem, Highmark Health, and Blue Cross Blue Shield of Massachusetts. I managed key operational functions, including claims, enrollment, member appeals, provider disputes, and coverage decisions. Now I use that insider knowledge to help people understand their coverage, challenge denials, and navigate the system from the other side of the table.
Meet the Person in Your Corner
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Coverage for Every Stage of Life
Medicare. Individual & ACA plans. Dental, vision, disability, life, long term care. One agent who knows all of it.
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Serving All of North Carolina
Based in Raleigh. Available statewide by phone, video, or in person. However works best for you.
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Your Plan. Not a Template
I start with you and work backward. Your situation, your budget, your life. The plan follows from there.
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Independent Advice at No Cost
The carriers pay my fee. You get thirty years of insider knowledge and someone genuinely in your corner.
Every Situation Is Different. So Is My Guidance.
WHO I HELP
Health insurance looks different depending on where you are in life. I'll meet you there.
Turning 65/Approaching Medicare
Medicare isn't as straightforward as it looks. Between Part A, Part B, supplements, and drug coverage, the decisions add up fast, and missing a deadline can mean permanent penalties. I walk you through every option before it costs you.
Your COBRA Coverage Is Ending
You have a narrow window and real consequences if you miss it. I help you understand your options quickly and make the right call before the clock runs out.
Not Sure If Your Current Plan Still Fits
Your income changed. Your family changed. Your health changed. I'll review what you have and tell you honestly whether it still makes sense or whether there's something better.
Self-Employed or No Employer Coverage
Shopping for a plan on your own means navigating a market designed to be confusing. I cut through it, explaining what you're actually buying, what it will really cost, and what to watch out for.
Turning 65
Medicare Planning
Overwhelmed by everything Medicare is throwing at you? You are not alone.
There are enrollment rules to understand, plans to compare, doctors and prescriptions to check, and deadlines that can affect your coverage and costs. For many people, this is the first time they have had to make these decisions, and the system does not exactly come with a roadmap.
That's where I come in.
Individual & ACA Health Plans
Under 65
Self-employed, between jobs, or just stuck with a plan that stopped making sense?
Whatever brought you here, there's a better option than what most people settle for.
North Carolina has more choices than most people realize. ACA marketplace plans, off-exchange plans, subsidy eligibility that could lower your premium significantly. I compare all of it and tell you straight what you're actually getting.
Rounding Out Your Coverage
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Dental & Vision
Routine care, glasses, contacts, dental work, and unexpected procedures can add up quickly. I help you compare the benefits, limits, waiting periods, and real value of dental and vision coverage.
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Life Insurance
Life insurance helps protect the people who depend on you. I help you choose coverage that fits your family, income, debts, and long-term goals without overbuying.
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Supplemental Coverage
Accident, hospital, critical illness, and other supplemental plans can help fill gaps, but the details matter. I help you understand what the policy actually pays, when it pays, and what it does not cover.
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Disability Insurance
If you cannot work because of an illness or injury, your income may be at risk. Disability coverage helps protect your paycheck, and I help you understand the benefit amounts, waiting periods, and policy definitions.
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Long-Term Care
Care at home, in assisted living, or in a nursing facility can be expensive. I help you evaluate long-term care options and understand whether this protection belongs in your overall plan.